Boat Finance to get you on the water sooner
The best possible boating experience starts with flexible and affordable boat finance. By tapping into our network of top lenders, we’ll do all the hard work for you to find you the right boat finance solution.
If you're buying or financing a boat for the first time, or just want a refresher on the things to consider before you buy, we've put together a Boat Finance 101 Guide to help you get started.
To get started, use our helpful Boat Finance Calculator below or get an Online Quote in minutes with no impact to your credit score.
Your Boat Finance options
The benefits of boat finance from Stratton Finance
Anytime, Anywhere, Anyhow
We're a real online business. Get an online quote, electronically sign documents and receive / send funds electronically; there's no need to leave that couch!
Financial Flexibility
Our lenders have a wide range of options that give you flexibility including no early termination fees, variable loan terms and the ability to add a residual.
Lifetime Support
Don't get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we're here for you over the life of your loan.Our process
We make getting finance simple.
Common questions about boat loans
What is a boat loan?
A boat loan (which can be referred to as a secured loan if security is sought by the lender) involves a finance company lending you the money to purchase the asset and retaining security over it for the life of the loan. Boat loans can be arranged for both personal use (such as a consumer loan) or business use (such as a chattel mortgage).
What are the benefits of a boat loan?
By taking out a loan to finance your next boat you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you’re a business, a boat loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the asset (check with your accountant for eligibility).
What are the common features of a boat loan?
Boat loans should allow you to set your term based on your needs, provide a fixed repayment schedule, allow for a residual (or balloon) as well as offer you the ability to repay your loan early depending on the lender.
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Meet our partners
We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.
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